Serve More Members With Credit Cards
Extend your credit union's offerings to more consumers across the credit spectrum.

Expand your product suite with our all-in-one platform
Portfolio Acquisitions
We acquire credit card portfolios from credit unions and community banks.

Turndown Programs
Second-look card programs that accept applicants that others decline.

White Label Cards
Branded agent-bank credit card programs for your credit union.

FinancingLines
Generate attractive returns to your credit union while RAI assumes operational risks.

A new kind of fintech partner
Serve More Members
Serve a wider credit risk spectrum with your credit card program, and keep more of your members in-house.
Speed Advantage
Outpace competitors and launch products in weeks rather than years using our comprehensive platform.
Own Your Data
Safeguard your customers and their data. Combine our models with your member data to grow.
Member-First Experience
Build products that stand out for your members. Win your members' attention away from larger financial institutions.
Read more news about how we're helping credit unions innovate
RAI Partners enables over 200K members ...








Products, Engagement, Growth.
Connect to learn how RAI Partners is helping credit unions innovate and grow.